| Finding a nursing home a for a
loved one is a very important decision. Consumers should take the time
to investigate a nursing home throughly. Consumers can now go to a
government web site to check and compare nursing homes. The government
web site contains valuable information that is free to the public and
can help you make a smart decision in your selection.
There are different types of nursing homes for ones particular needs. Some nursing homes specialize in caring for younger people that are physically disabled, people with learning disabilities and overall general mental health problems. Nursing homes vary in services offered, the size of the facility and the cost. It is important to research and compare various nursing homes that are under consideration.
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How Nursing Homes Were Selected
The government web site,
www.medicare.gov , has recently released information on 17,000 Medicare
and Medicaid certified nursing homes. This detailed information contains quality indicators on
past performance that can be used to compare different nursing homes.
The comparison listed eight different deficiency descriptions that were evaluated. The deficiency categories are:
When a deficiency was cited it was given an alphabetical code that represents the severity of the deficiency. Listed below are the severity codes:
After all the data was researched the nursing homes that received a severity code of G, H, I, J, K and L were removed from the database. Only the nursing homes that received a severity code of A, B, C, D, E and F made the list of America’s Top Nursing Homes. This does not mean that if a particular nursing home did not make the list that they are a bad choice, it merely means that they had a deficiency in the G through L level of severity. It is possible and even probable that these deficiencies have been rectified. This is what you need to question the nursing home administrator about. We strongly suggest that you investigate and research each institution throughly. Using the Nursing Home Compare from the free government web site you can find out:
No fees, donations, sponsorships or advertising are accepted from any individuals, professionals, corporations or associations. This policy is strictly adhered to, insuring an unbiased selection.
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Choosing the Type of Care You Need
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Choosing a
nursing home is a very important decision. You need to think about
whether a nursing home is the best choice for you. A nursing home
provides care to people who cannot be cared for at home or in the
community. For people who can't take care of themselves due to physical,
emotional, or mental problems, nursing homes can provide a To get
their telephone number look at
www.aoa.gov Long-Term
Care Choices Include: Accessory
Dwelling Units (ADUs): If you or a loved one owns a single-family home, an
accessory dwelling unit (ADU) may help you keep your independence. An
ADU, sometimes called an “in-law apartment,” an “accessory
apartment,” or a “second unit,” is a second living space within a
home or on a lot. It has a separate living and sleeping area, a place to
cook, and a bathroom. Space such as an upper floor, basement, attic, or
space over a garage may be turned into an ADU. Family members might be
interested in living in an ADU in your home, or, you may want to build a
separate living space at your family member's home. Social and
recreational activities are usually provided. Some assisted living
facilities have health services on site. In most cases, assisted living
residents pay a regular monthly rent, and then pay additional fees for
the services that they get. The term “Assisted Living” may mean
different things in different facilities. Not all assisted living
facilities provide the same services. It is important that you contact
the facility and make sure they can provide you assistance to meet your
needs. If you are considering a CCRC, be sure to check the record of its nursing home. Your CCRC contract usually requires you to use the CCRC's nursing home if you need nursing home care. Some CCRC’s will only admit people into their nursing home if they have previously lived in another section of the retirement community, such as their assisted living or an independent area. Also, many CCRCs generally require a large payment before you move in (called an entry fee) and charge monthly fees. You can
also find out if a CCRC is accredited and get advice on selecting this
type of community from Continuing Care Accreditation Commission at
1-202-783-7286. Or, you can look at www.ccaconline.org on the web. Depending on your condition, you may get hospice care in a hospice facility, hospital, or nursing home. Room and board are not covered if you get general hospice services while you are a resident of a nursing home or a hospice’s residential facility. However, room and board are covered for inpatient respite care and during short-term hospital stays. To get a free copy of the booklet Medicare Hospice Benefits (CMS Pub.No.02154). Some nursing
homes may provide respite care. Respite care is inpatient care given to
a hospice patient so that the usual caregiver can rest. Medicare covers
respite care if you are getting covered hospice care.
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| Choosing a nursing home
is an important decision. Only you can decide if a nursing home is the
right choice for you. There are steps you can take to find the nursing
home that is best for you.
It's important to plan
ahead. Planning ahead will help you make a nursing home choice that
meets your needs and gives you good quality care. Finding the right
nursing home is important because it may be your home for a short or
long period of time. You want to be comfortable, secure, and cared for
properly.
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| This checklist can help you
look at and compare the nursing homes that you visit. Look at the
checklist before you go on your nursing home visit or tour. This will
give you an idea about the kinds of questions to ask and what you should
look for as you tour the facility and see the staff and the residents.
Some of these questions may be more personally important to you and your
family, and some are more important for finding out about the quality of
care the residents get. Use a new checklist for each nursing home you
visit. You can photocopy the checklist or print out additional copies
from Nursing Home Compare at www.medicare.gov on the web.
Use your completed checklist with the quality information on www.medicare.gov at Nursing Home Compare on the web to help you compare the nursing homes you are interested in. Nursing Home Compare at
www.medicare.gov on the web includes information such as:
If you don't have a computer, your local library or senior center may be able to help you find this information on their computer. Or, call 1-800-MEDICARE (1-800-633-4227) and a Customer Service Representative will read this information to you. TTY users should call 1-877-486-2048. (For a
printable version of this checklist, please visit www.medicare.gov
and choose the "Nursing Home Compare" section)
(For a printable version of the above checklist, please visit www.medicare.gov and choose the "Nursing Home Compare" section) After you choose a nursing home, you will need to make the arrangements for admission. When you contact the nursing home office, it is helpful to have the following information ready: Payment Information for Nursing Home Office Staff
Note: You may have to pay a cash deposit before you are
admitted to a nursing home if your care will not be covered by either
Medicare or Medicaid. If nursing home care will be covered by Medicare or
Medicaid, the nursing home can't require you to pay a cash deposit. They
may ask that you pay your Medicare coinsurance amounts and other charges
you would normally have to pay for. It is best to pay these charges when
they are billed, not in advance.
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Making the Arrangements to Enter
a Nursing Home
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Health Care Advance Directives You may be asked if you have a health care advance directive: A health care advance directive is a written document that says how you want medical decisions to be made if you can’t make decisions for yourself. The two most commonly prepared health care advance directives are:
If you don't have a health care advance directive and need help preparing one, or need more information, talk to a social worker, discharge planner, your doctor, or the nursing home staff. You can call your local Area Agency on Aging to find out if your state has any legal services that help with preparing these forms. You will find the telephone number in the blue pages of your local telephone book. Personal Needs Account You may wish to open an account managed by the nursing home. You can deposit money into the account for personal use. Check with the nursing home to see how they manage these accounts.You may only have access to the account at certain times. |
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Nursing home care
can be very expensive. Medicare generally does not cover
nursing home care. There are many ways people can pay for nursing home
care. For example, they can use their own money, may be able to get help
from their state, or use long-term care insurance. This section explains some of the ways you can pay for nursing home care, or get help with other health care costs. It includes information about:
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Personal
Resources Another
option for homeowners is a "reverse mortgage." It allows some
people to use their home as a source of income without losing ownership.
It is a type of loan. Talk to a lawyer or financial advisor about the
benefits and risks of a reverse mortgage. Who is eligible for Medicaid and what services are covered varies from State to State. Most often, eligibility is based on your income and personal resources. Sometimes you must reduce your personal resources before you qualify. Be sure to ask whether State law or nursing home policy will guarantee that are defined on you will be able to stay at that nursing home if your care is covered by Medicaid later. You may be moved to another room or another section of the nursing home when your care is paid by Medicaid. To get more information on Medicaid eligibility requirements in your State, call your State Medical Assistance Office. Some important things to know about Medicaid:
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To apply for
Medicaid, call your State Medical Assistance Office. They can tell you if
you qualify for the Medicaid nursing home benefit, or other programs, such
as the Programs of All-inclusive Care for the Elderly (PACE), or home and
community based waiver programs. You
can get the telephone number of your local Area Agency on Aging by looking
at www.aoa.gov on the web. Select “About AOA and the Aging Network.”
Then select “Area Agencies on Aging.” You can also call the Eldercare
Locator at 1-800-677-1116 (weekdays 9:00 a.m. to 8:00 p.m. Eastern time)
for your local Area Agency on Aging telephone number. Or, call your State
Medical Assistance Office. Both can help with your Medicaid questions, or
give you information about other programs to help pay for the costs of
nursing home care or community and home services. Some
policies may cover only nursing home care. Others may include coverage for
a whole range of services like care in an adult day care center, assisted
living, medical equipment, and informal home care. Also, check
to see if your coverage could be limited because of a pre-existing
condition. Make sure you buy from a reliable company that is licensed in
your State. For more information about long-term care insurance, get a
copy of A Shopper's Guide to Long-Term Care Insurance from the National
Association of Insurance Commissioners, 2301 McGee Street, Suite 800,
Kansas City, MO 64108-3600.
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| Adjusting to Your
New Home
New nursing home residents sometimes have difficulty adjusting to their new environment, even if the nursing home is giving good care. Adjusting to the nursing home can be made easier with support and visits from family and friends. Here are some tips to help you become comfortable with your new home, whether you are there for a short or long period of time. |
| • | Bring some of your special personal belongings, like photographs or a favorite bedspread to make your room feel more familiar. Check with the staff first to see what you can bring. |
| • | Take part in the activities offered at the nursing home. It is a great way to meet new friends and become a part of your new community. |
| • | Continue your subscriptions to magazines or newspapers to help you keep in touch with your outside interests. |
| Reporting and Resolving Problems | |
| If you have a problem at the nursing home,
talk to the staff involved. For example, if you have a problem with your
care, talk to the nurse or Certified Nurse Assistant (CNA). The staff
may not know there is a problem unless you tell them. If the problem is
not resolved, ask to talk with the supervisor, the social worker, the
Director of Nursing, or your doctor.
The facility must have a grievance procedure for complaints. If your problem is not resolved, follow the facility's grievance procedure. You may also want to bring the problem to the resident or family council. The nursing home must post the name, address, and telephone number of state advocacy groups, such as the State Survey and Certification Agency, the State Licensure Office, the State Ombudsman Program, the Protection and Advocacy Network, and the Medicaid Fraud Control Unit. If you feel you need outside help to resolve your problem, call the Long-Term Care Ombudsman or State Survey Agency for your area. |
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| Care Plans | |
| The nursing home staff will get your
health information and review your health condition to prepare your care
plan. You (if you are able) or your family with your permission, or
someone acting on your behalf, have the right to take part in planning
your care together with the nursing home staff. Your care plan is very
important.
A good care plan can help make
sure that you are getting the care you need and help make your stay more
pleasant. Health assessments (a review of your health condition) must be
done within 14 days of admission. You should expect to get a health
assessment at least every 90 days after your first review, and possibly
more often if your medical status changes. |
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| • | What kind of personal or health care services you need, |
| • | What type of staff should give you these services, |
| • | How often you need the services, |
| • | What kind of equipment or supplies you need (like a wheelchair or feeding tube), |
| • | What kind of diet you need (if you need a special one), |
| • | Your health goal (or goals), and |
| • | How your care plan will help you reach your goal. |
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© 2006 Consumers' Research Council of America
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